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LIC Policy Status Without Online Registration

Since the digitalization ruling the present days, many might aware of the facility called LIC online status check for the users and welcomes the new customers too.

We might have many reasons for failing to visit the LIC agent or nearest branch to know the current status or to check the premium notifications. Yes! Now no need to worry and no need to travel somewhere else to know your premium details.

The LIC portal has been providing with the official web sites, online services, SMS, and Customer Call services. Choose any of the given options to know your current status.

Here is another benefit regarding the LIC portal, the one can register to the official web site and check their status through the online portal. We have another option, too; this the central theme of this context. The LIC member can know their details without registering to the official web site that means either through SMS or Customer call.

The following information will be on the two types for the LICC user to know that they can also get their premium status details thorough:

  • SMS
  • Customer Call

LIC policy check status without registration through SMS:

  • It would be best if you no got register to check your premium details. If you have mobile and policy number is more enough to hit an SMS to the Insurance.
  • Enter with predefined codes to the given unique number of the LIC policy, the systems, and how to send messages to get different terms of information. Follow below to know the proper code identification.
  • BONUS- ASKLIC < POLICY NO> BONUS and send it to the number 9222492224 or 56757877. It will resend you with the new gift based on your premium.
  • PREM- ASKLIC <POLICY NO>PREM, send it to 9222492224 or to 56757877, to check your due of your policy.
  • REV- ASKLIC<POLICYNO>REV, send it to 9222492224 to 56757877 to check the revival payable amount.
  • LOAN- ASKLIC<POLICYNO>LOAN, send to 9222492224 or to 57757877, to know the amount will get on based on your premium policy.
  • NOM- ASKLIC<POLICY NO>NOM, send to 9222492224 or 57757877, to no the nomination details.

If you have a policy form the LIC portal, you can also check those details through the SMS process and the below code to know your details under any type you were searching for.

  • STAT- ASKLIC<POLICY NO>STAT, to know the IPP policy status.
  • ECDUE- ASKLIC<POLICY NO>ECDUE, about Existence certificate due.
  • ANNPD – ASKLIC<POLICY NO>ANNPD, about the last pension released date.
  • PDTHRU- ASKLIC<POLICY NO>PDTHRU, the pension payment through (CHQ/ECS/NEFT)
  • AMOUNT- ASKLIC<POLICY NO>AMOUNT, about the pension amount.
  • CHQRET-ASKLIC<POLICY NO>CHQRET, to check the Cheque return information.

Check the status without registration through Customer Call:

To use this facility or option called customer call also no need to registering to the with all your information. If you have the policy number along with you, that is enough to know the details in calling itself.

  • The Life Insurance policy is given with one number to make a call and get clear out for your doubts.
  • Dial to the number 1251 concerning your native code. There is small litigation using this facility; the calls through the BSNL only would be answered might not with a mobile phone.
  • The 24×7 inquiry facility is not yet emerged for all states in India. Only a few states benefited from the all-time inquiry facility.
  • Hence, the only best to get the information through the inquiry desk is, make use of this facility during their working hours only. The working hours might form from 10 am to 6 pm.

If you choose to check your current status without registration, then the SMS process is the best option to choose and to get the information.

LIC Policy Status Check Online – Registered Users

LIC Policy Status Check Online- Registered users

To track the LIC policy status is very important to every holder, it makes the holder attentive by the notifications to their premium payments. Though we have various methods, many choose online options since it is easy and everyone is available with smartphones.

The users can check the information regarding the details like premium payments, group schemes, bonuses, etc. To know all these, log on to the official web site to the LIC of India’s most prominent insurance policy.

If you created user ID and password and registered to the LIC policy web site, then you will be called as the registered user. And you’re allowed to check all the policy status online.

Registered Users:

Necessary details to registered users:

The list follows are the essential information to log in to the registered user:

  • The correct path or log on to the accurate web site of LIC policy is the core point.
  • To log in, you must be aware of with User ID and password
  • Give the Date of Birth as the assurance or to verify whether the login in you or someone else.
  • Every user will provide one unique policy number; if in case you are not great clarity with your user name, then you can go with the policy number too.
  • If in a situation like you forgot either the user name, password or the policy number? No need to worry.
  • Click on forgot password or username, then a digital user name and password will pin to the given mail ID address.
  • After entering those details again, you can reset the user name and the password.

The procedure to check the policy status through the official website:

All the registered customers allowed to get these benefits from the LIC insurance to know their details. As per the given options, many prefer to choose an Official web site or online portal.

  • The registered customers need to visit the online portal.
  • The official website of LIC will display several options among them to choose the pay premium option.
  • From the premium, option go to Customer portal
  • The portal will lead you to the eServices web page.
  • Here, click on the registered users, which takes you to the login page.
  • Give your user ID and password and the Date of Birth to sing into the portal.
  • Once you finish with the login process, it will show you to check your current policy status.
  • Remember, it completely free to check your status through this portal form your hand.

Note: If you do not yet create a login path to check your policy status. You need to register as a new customer. Again we have a separate process for the new user registration.

New User:

Since it is the first time, the LIC portal suggests you register to the official web site to get more notification without fail. Through the eServices portal, go to the new user and proceed with the process.

Required Details:

The user registering details will vary from the already registered to the new register account:

  • Name of the customer
  • Date of Birth
  • Gender
  • Aadhar copy or any other copy proof from the central government
  • Email ID
  • Contact number
  • Guardian
  • Premium details
  • Bank account statement.

The steps to register for the New User:

  • Go to the LIC India official web site.
  • In the LIC official home page, you will indicate with two options login and register.
  • Since we are looking for a new user register, click on the register option and press enter.
  • Here the registration process beings, initially you should create your user ID and password along with Date of Birth as per the Matriculation marks certificate.
  • Now the main page displays, with the application form, to fill the necessary details to register to the LIC policy.
  • Select your premium payment to get the notifications regarding your selection of policy to pay.
  • If your filing of application task completed, once cross-check all the given information is correct or wrong.
  • If information went wrong in terms of spelling and another issue, update the details and click on the submit button.
  • Notification of a successful submission message will send to the given mail ID address.

Hence, from now on, you are no more a new user, you have a user ID password, and you received a mail that your registration to the LIC portal was successful. No need to go again into the new user and repeat the process to check your policy current status. Go straight to the login option and check your current premium status for the provided portal.

 

Pay LIC Premium Online Using Credit/Debit cards

Pay LIC Premium Online Using Credit/Debit Cards

No more scheduling a separate time to go to either agent or to the LIC branch to pay the premium amount, no more tensions concerning your Insurance policy. Now everything can be done online, and you can get update notifications concerning your plan.

The Insurance also reminds you to pay the premium amount through the SMS and Email ID process. To pay online, it won’t take time; believe you will enjoy the online payment process.

The Life Insurance Corporation initiated multiple ways to pay the premiums in online to the policyholders. Through the online payment, the customers can choose Debit or Credit card to pay their premiums.

In very recently, the LIC policy started the Payment Gateway has instituted through these customers can make real-time premium payments.

The Conditions to pay through Debit/Credit:

Before going with the online through Debit or Credit options to pay the premium amounts, once go through the below conditions, understand them well, and then proceed further.

  • The collection of premiums can only be made for the ordinary and enforce policies like yearly, half-yearly, quarterly, and monthly.
  • The salary saving scheme is the premiums cannot pay through the online portal.
  • Premiums for ULIPs can also pay through the online scheme.
  • The RS.5 is the minimum penalty of paying premium delay.

Below are the permitted banks to pay your premiums through the online option:

  • Axis Bank
  • Allahabad Bank
  • ICICI Bank
  • IDBI Bank
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • State Bank of India
  • State Bank of Hyderabad
  • Ratnakar Bank
  • UCO Bank
  • Vijaya Bank
  • Yes Bank
  • United Banks of India.
  • Karnataka Bank.

The above mentioned are primary services and the large number of users to those Banks, we do have several Banks apart from the above mentioned.

The procedure to pay though online with Debit/Credit card:

  • If the policyholder doesn’t have an online account, the holder needs to generate a user name and the password to proceed to the next process.
  • Once the registration complete, the holder needs to login with the username and password on the portal.
  • It is imperative to enter the correct premium amount.
  • In case the policy had taken on behalf of His/Her family members, then give their Date of Birth to pay the premium.
  • Once the required details enrolled and premium amount selected. Now, click on the pay premium online option.
  • Here, the policyholder required to select the premium options from the Selection box.
  • Once the payment amount selected by the holder, again, the process makes you confirm by selecting the premium once more.
  • We are moving forward to select to pay the premium through net banking either with a Credit or Debit card.
  • It is the holder’s choice to select the payment option which the LIC scheme allowed to pay through that selected Bank or Card.
  • For the Debit card use payment Gateway (PG).
  • For net banking, payment use BillDesk.
  • The Payment through Credit card is IDBI.
  • Now, select from which you belong or from which bank you ready to pay the premium.
  • The holder will redirect to the bank portal and where the holder needs to select the premium again to confirm.
  • The receipt of the payment will print online.
  • The payment success mail will send to the given mail address.
  • Take a copy of the payment receipt for further use.
  • If the payment process went wrong for some other reason, the holder can check the bank statement and do the process once more.

If the amount transferred twice, the other moved money will return soon after receiving it. Why confuse and worry! Do the process with care, and then nothing will go wrong. As everyone agrees, the online method is the best option to choose and to pay through the online portal.

Pay LIC Premium Through Authorized Centers

Pay LIC Premium through Authorized Centers

The National Corporation of India has introduced the concept of electronic payment service. The same method also introduced by the RBI declared that all Merchants and Financial Institutions compulsorily migrate from (ECS) to Electronic payment services by the NACH.

The Authorized Centers are entirely free of cost to all the customers. The LIC pays service charges to Banks as per pre-decided rates. The maximum plan in paying the premium is yearly, Half-yearly, and Quarterly. These are the modes that are allowed in this portal.

The policyholder should register with his/her policy number in the Banks service or web site. Then the Bank will send the verification form to the LIC premium payment concerning the given name and policy number.

If the policyholder held with the LIC Credit card and wants to register with the Bill paying option. He/She supposed to fill the LIC premium payment Registration form, and you will get it to form the LIC official website and submit the application form in PDF format.

After completion of the verification process, the LIC will forward the acceptance form to the Bank service provider. In case of any rejection with the registration process the details regarding the Bill payment, the policy must be registered again, the previous applied will cancel automatically.

The below are the authorized banks to select and to pay the LIC premium:

  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Federal Bank
  • Corporation bank
  • LIC Mutual Fund

The many service providers, including Government and Private Ltd. Companies to collect bonuses to collect LIC policies. Only the signed receipt issued by the collection centers is valid, and remember the LIC will never provide any other receipts.

The premium will update on the real-time bases, and the below are some conditions how premium can be segregated or classified:

  • The dividend will collect only in terms of cash
  • The bonus can pay only for the Inforce.
  • The premium due can pay before one month of the actual scheduled time.
  • The minimum late fee about premium is Rs. 5
  • The premium selection cannot collect for the coming financial year.

We do have some authorized services to pay the premium with free of paying the cost. The below listed are few services provide:

APT Online:

  • It is an official web site of the Andhra Pradesh government to pay the premium.
  • Through this APT, the payment of premium collection can finish by the Andhra Pradesh and Telangana.
  • We have an office to visit the APT online authorized service portal.
  • Visit the waponline.gov.in for the further process.

MP online:

  • The MP is an official website for Madhya Pradesh government
  • Through this portal, the premium can be paid only by the Madhya Pradesh state customers.
  • The Madhya Pradesh provided with the help desk link, and the official portal is mponline.gov.in for further process.

SUVIDHA Info serves India PVT.LTD:

It is like s-commerce providing a different kind of consumer services under a single roof. It supplied with help desk number 1800225225 to an inquiry of any doubt. Visit the web site www.suvidha.com.

The premium collection through Paytm app:

  • We all well aware of the application of Paytm and its role in playing in different positions.
  • If you want to download the receipt of the premium from the Paytm application, the policyholder needs to request to visit my order. Select the order and click on the receipt download.
  • Other than the premium receipt, no additional revenue will issue by LIC. The premium will update on real-time bases.

The premium collection through INSTAPAY:

The new option under the term INSTAPAY service which allowed in all banking platforms over India to integrate with the existing bill desk.

Below is the working process to collect the premium billing through the INSTAPAY:

  • Soon as the customer open the official website of the customer through the mobile.
  • Click on the pay bills
  • Select Insurance as the main category of the biller
  • Tap on the Insurance, a list of Insurance policies, will display, from there, click on the Life Insurance Corporation of India.
  • Give the policy number, name, address, email ID, the premium due dates with the total amount to pay.
  • The limitation transaction through INSTAPAY is only up to the RS.50000.00.
  • No charges for the transaction process
  • After successful in paying, the e-receipt will send to the given email ID.
  • Remember, there is no option to download the e-receipt in terms of PDF on the mobile.

 

Pay LIC Premium Online – Non Registered Users

Pay LIC Premium online –  With Non Registered users

The LIC made the online payment process for all the account holders, and it is also available for non-registered holders to pay their premium amount on time without any issues, through the policy official web site.

Whereas, this online payment varies from the registered online payments with the Non- registered users, let’s dig to a clear explanation. As now, you can do any dealings online from anywhere in the world by clicking and enjoy the individual with a specific life insurance policy.

The comfort of paying in premium to the LIC policy the facility benefited to all customers. The process of paying online is quite easy and straightforward to complete the process form hands.

If you choose to pay the premium through the online, the below are in the process of following to pay online:

  • To pay premiums, first, you need to go to the LIC official web site. The web site is licindia.in.
  • Once the web site displayed, you will see a labeled box called online services with several options are online loans, Customer portal, pay premium online, and many more.
  • From online services, click on the pay premium online option to start the payment process.
  • The payment process will split into two types direct pay portal and Customer pay portal.
  • If you are already register member, then choose the option called a direct payment.
  • If you are a Non-registered customer, you have entered the web site to pay the premium amount and get out, then that customer can choose the option called Customer portal.

 No registration Required -Direct Payment through Customer portal process:

Without registration, you can still pay the premium and other payments through the Pay Direct service providers. If you click on the right pay menu, it will display again with four options to choose from.

  • Renewal Payment
  • Loan Repayment
  • Advance Premium Payment
  • Loan Interest Payment.
  • By clicking on the Renewal payment option, in the Renewal option, the first step is the premium payment method. To proceed with this direct payment, the customer needs to provide the required policy details.
  • The details of the policy number, Date of Birth, Email ID, and the registered mobile number also the premium amount to pay.
  • Once you entered the above details, you will be requested to resend the given Captcha code and click on the submit button.
  • Now you will enter into the payment processing page: a menu will display with multiple options in it, including the policy related details.
  • Along with the payable amount, options also have Service Tax, Education Cess, Late Fee, etc. among all those marks on the Pay premium option.
  • It is the last step in this process where you will once again confirm the payment details, choose the payment option either through net banking or via Credit/Debit cate option.
  • If you choose to pay through net banking then click on the BillDesk Gateway, it will bring you a list of bank options to complete the payment process.
  • Click the bank from to which you wanted to do the process, that particular will lead to its home page or login page.
  • Log in with customer username and password, once you logged in you will ask to confirm the payment amount.
  • Follow the rules displaying on the screen and submit the premium amount; you were done with the process now.
  • In case if you choose to pay via Credit/Debit, the transaction might have chanced of asking the numbers that mentioned on the card if the information versified and allowed to pay the premium.
  • If any error occurred, it would display an error in a payment.
  • If the transaction succeeded, you would get a complete payment mail to the given mail ID.

Pay LIC Premium Online – LIC Register Users

The LIC policy has been improved to the online payment process too. Whereas the online payment is best to compare to the offline payment. Anyone the registered person can pay the premium amount in a couple of seconds.

The registered user is a straightforward procedure to follow, and even I suggest you follow the online process for LIC policy portal, it will save time and give a better clarity then the offline services.

We have different work procedures for registered and non- registered customers to the LIC policy system. Now, here in this context, you will get full details of how to apply or how to pay if you are a registered user.

The procedure of Registered users to pay the premium through online:

  • Go to the official web site of LIC licinda.in
  • Tap on the e-Services portal, and you will display with the options called user name and password.
  • Give the user name and password, in place of user name you can also give your policy name or email id, and it is optional to you.
  • Maximum chances have to forget your password because you might log in to the portal once in a year or twice in a year.
  • Keep your very familiar with you to remember easily.
  • Otherwise, if you forgot your password, no need to get tensed, click on forgot password.
  • Then, one new automatic username and password will send to your given email address.
  • You can use them and create a username and password since you forgot the password of the previous account that username and password will terminate for me portal.

Now to pay the premium online via a registered user portal, you need to follow the below-given steps to complete your payment process.

  • Registered Form
  • Printing Form
  • Uploading Details.

Registered Form:

  • In the registration form, you requested to fill with the necessary information details.
  • Date of Birth
  • Mobile number
  • Email Address
  • The above all must appear as per the registered information.
  • Give the documents of PAN card if you have a Passport also you can give.
  • Give the enrolled policy number.
  • For the policy of life Spouse, the registration application form will be different.

Print Form:

  • Tap on the save/print option and print the application form
  • Check all the details once and sign on the registration form.
  • Take a copy of scanned signed and along with KYC document, either the PAN card or Passport.
  • The scanned copy must be in size of 100KB.
  • The scanned copy form must be in JPG format.

Upload Form:

  • Here, upload the scanned image of the registration copy through the online portal.
  • Upload the scanned image of PAN card or Passport.
  • Once the uploading of documents finished, submit the request.
  • An acknowledgment will send to the registered user through SMS and Email ID with the help of the mobile number and email address given during the time of registration.
  • The request will send for verification.
  • After the verification success, then the customer will benefit from all premier online services.
  • The verification process will take the three days correctly form the day of submission.