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How to pay LIC premium online?

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LIC Premium Online for LIC information:

LIC is the largest insurance company in India. It is trusted by all policyholders as it is controlled by the government of India. Services moreover feature provided by the LIC Company are much complimented.

Additionally, they launched new payment process called LIC Online Premium Payment for policyholders.

By this service every individual can save their time accordingly they can make the payment very easily moreover fastly.

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Previously people use to be back of LIC office to pay their premiums. To get rid of this problem they introduce online payment process which saves their time as well as money.

Now you can pay your LIC premiums through LIC website without any tensions conversely within few clicks comfortably.

For this process initially, you need to register in LIC. Once registration is done you can pay your premium through online.

Process of LIC premium, Online payments:

Here is the step by step process of LIC Premium Online Payments.

  1. Visit the LIC website www.licindia.in or www.liconlinepayment. You will get the home page as shown below.
  2. Now click on the “LIC’s e-services” it will lead to a new page.
  3. Now click on the “Registration user” block. It will ask you for login id moreover password. Enter your Login ID as well as password.
  4. Subsequently, login you need enroll to check your policy details. You will find menu block to the left site of the page.

    Enroll Policies for LIC Premium online:

  5. Click on the “Enroll Policies” ordinarily give your policy number consequently amount of premium.
  6. After enrolling, now click on the “View Enrolled Policies” in the same menu as shown below.
  7. On clicking on it you will get the code. Enter the code in the box moreover click on submit. All the details of your policy will appear.
  8. Later viewing the policy details you will find “Customer Service” block choose “Pay Premium Online” option you will get a link which shows the list of policies you enrolled.
  9. Choose your policies which you are going to enroll ordinarily click on submit button. You will get payment page. After making a payment it will return to the same webpage.
  10. After clicking on submit. You will appear on the screen with two options for confirmation of premium payment. Select your payment through Debit card or credit card.
  11. Now you will get a list of banks LIC online payment. The policyholder has to pay convenience fees accordingly service tax to the LIC for processing the payment.
  12. Later selecting the bank you will get all the details. Fill up all the card details ordinarily click on the “make payment”.
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Finally after successful payment, you will get a payment receipt details. The copy of the payment receipt is sent to your registered email – Id or you can take the print on the receipt.

Check LIC Transaction Status Online

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Many people about their transaction whether it has done successfully or not. To avoid this confusion now you can check your transaction status after completion of your online premium payment.

LIC launched many online services for convinces of the policyholder. Now they can make everything through the online within few clicks. It saves time moreover money for the policyholders.

After online premium payments an electronic payment receipt will be generated to your mail – Id in 3 days. Meanwhile, you can check your transactions through online.

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The Process of checking LIC Transaction status online:

  1. To check your transaction initially you need to go to LIC website www.licindia.in
  2. You will get the home page as shown below. Here click on the “Pay Premium online” which is on the right side of your page.
  3. After clicking on Pay Premium online you will get a new page which displays two icons as shown below. Here click on direct pay icon.
  4. Now you will get the form as shown as below. You need to fill up all the details like policy number, premium pay, DOB, mobile number, Email id ordinarily you need to enter the image in the block.

Details for the LIC Transaction Status:

Note:
Follow instruction which as given below previously filling the form.

  1. Accept I agree consequently click on the Submit.
  2. Later clicking submits you will get the page as shown below. Enter your policy no moreover Transaction date in a given format.
  3. Finally, click on submit accordingly all your transaction details will be displayed.
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So, guys aren’t easy to check your transaction online. Why wait…. Hurry Up!!!!  Follow the process moreover check your transaction.

Check LIC Policy through Call Center and SMS Services

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Check LIC Policy through Call Center and SMS Services – Process of checking LIC status through SMS 

Accordingly, the Life Insurance Company of India has launched the SMS services for policyholders. Now you can check your status through SMS from your mobile.

However, this service is free of cost for entire the LIC policy customer for providing the useful information policies as well as services details without login.

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You can get information on two policies through SMS. They are

  1. LIC Individual Policy
  2. LIC pension Policy

Check LIC Policy through Call Center and SMS Services –  LIC individual policy 

Consequently, to checking in your individual policy through SMS Just

Type ASKLIC<Policy No> Premium/Bonus/ Revival /Loan/ Nom along with send it to 9222492224.

Note:

Premium: policy under Installment premium

Bonus: Bonus vested amount

Revival: Revival amount will be payable if the policy is failed.

Loan: existing loan amount

NOM: Nomination details

Check LIC Policy through Call Center and SMS Services –  LIC Pension policy   through SMS

For checking the LIC pension policy through SMS,

Type the LIC Pension<Policy Number> STAT/ANNPD/PDTHRU/AMOUNT/ECDUE/CHQRET send it to

9222492224.

Note:

STAT: IPP Policy Status

ANNDP: the Last Annuity Released Date

PDTHRU: Annuity payment by CHQ, NEFT, ECS

AMOUNT: amount of annuity

ECDUE: Existence Certificate Due

CHQRET: Cheque Return Information

Check LIC Policy through Call Center and SMS Services – Process of checking LIC Policy through Customer Service

Accordingly, the LIC Costumers will have multiple questions and regarding the LIC policy status like how to check LIC policy status without registration. So, to get rid of all those question LIC providing a very simple furthermore easy option. That is you can know your status through “LIC Customer Care”.

Just dial “1251” if you are BSNL / MTNL customer or else you can just type city code before IVR number to make use of this facility.

We have given few LIC customer care Number below.

S.no city state capital Contact numbers
1 Bangalore Karnataka Bangalore 080-26659230
2 Chennai TamilNadu Chennai 044-25300030
3 Hyderabad Telangana 040-23437997 040-23420730
4 Secunderabad Telangana 040-27820146
5 Vellore Tamil nadu 0416-2252202
6 Vijayawada Andhra Pradesh 0866-2484803
7 Warangal Telangana 0870-2544460
8 Visakhapatnam Andhra Pradesh 0891-2523473
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So, guys, this is all about Check LIC policy through Call Center and SMS services. Stay tuned… will catch you up with next article on Checking LIC policy by Commenting policy Number.

LIC Merchant Login

How to pay LIC premium online

Check LIC Transaction Status

Check LIC Policy with SMS

Check LIC Policy Status

LIC Policy Status Without Online Registration

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Now LIC customers can easily check their LIC policy status in different ways. Both online registered users and non-registered users can check their status. This article provides the process to check LIC policy status without online registration

In how many ways you can check LIC policy Stats:

The customers can get the online services after login to the web portal. LIC launches the SMS and phone facility services to check LIC policy status for non-registered users

These services ensure that the customer who is not connected to the internet.

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Check LIC policy status without online registration:

  1. Through SMS:

This SMS facility offered by LIC is the service that aimed at bringing more clarity in all processes to help customers stay updated throughout the term policy. For this SMS service,e customers need to type ASKLIC followed the specific code and send to 56767877 from your registered mobile number

SMS format: ASKLIC PREMIUM send to 56767877

  • To know the Installment premium – ASKLIC PREMIUM
  • Nomination details – ASKLIC NOM
  • Revival amount – ASKLIC REVIVAL
  • To know loan amount – ASKLIC LOAN
  • Bonus additions – ASKLIC BONUS

Pension policy status:

  • For IPP policy status – ASKLIC STAT
  • Cheque return information – ASKLIC CHQRET
  • Existence certificate due – ASKLIC ECDUE
  • Annuity amount – ASKLIC AMOUNT
  • Last annuity release date – ASKLIC ANNPD
  1. By calling customer care:

LIC provides the 24 X 7 customer care facilitates and get the instant updates on their insurance policies. There is the universal access number for LIC 1251 also get the customer care team also check the policy status through phone

  • For making the local calls through BSNL and MTNL simply dial 1251
  • For other than local users can dial local city code and followed by 1251

Customers can also get in touch with zonal or regional offices for all types of policies doubts. The regional offices are divided in to eight zones like

  • Central Zone
  • Eastern Zone
  • Northern Zone
  • East Central Zone
  • North Central Zone
  • South-Central Zone
  • Southern Zone
  • Western Zone
  1. Simply visit your LIC branch or agent:

Customer can also visit the LIC branch and Contact LIC agent based in their needs. And here they will get status of the policy. Better you can approach your service branch with your policy papers

Simple formula to check the Surrender value of your LIC policy:

Basic sum assures [Total number of premiums payable/number of paid premiums] + total receive bonus X Surrender value factor

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LIC Policy Status Check Online – Registered Users

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Checking LIC policy status from time to time is very important to pay on time payments. Earlier one has to visit the LIC branch office or an LIC agent to know the status of LIC of policy. Now LIC Company providing the online services for their customers

So they no need to visit the LIC office/agent to know policy status. Simply they can check their policy status online anywhere and anytime. LIC provides the mobile services through the customers can know their policy or premium payment status.

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Process to check LIC policy status online for registered users:

  • Visit the LIC India website http://www.licindia.in/
  • Then click on online services option and select customer portal
  • It will be redirected to the Login page where you should select register user option
  • Here enter the registered username and password
  • And click on Go button
  • This will opens the page listing out of policy tools for registered customers
  • Now select the “View enrolled policies” option
  • Then the page will display all policies you have enrolled, vested bonus, premium amount, enrolled date etc
  • You can view the status of your policy by clicking on policy number

Online Registration Process for New Users:

People who are interested in the online services then they need to registered at the LIC official website. Registered users only get the online services

  • Go to the official website of LIC http://www.licindia.in/Home-(1)/LICOnlineServicePortal
  • And Check the e-services available
  • Then fill the online registration form and choose your login credentials
  • After the successful registration, a confirmation mail will be sent to your registered mail id
  • After that enter the policy details like policy number, date of birth, premium amount, etc
  • Then click on Submit button

If your entered details are correct then you will get the present status of your LIC policy or else you will receive the error message

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Pay LIC Premium Online Using Credit/Debit cards

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LIC provides the online payment to policyholders in this busy world. Now people can pay LIC policy premium online by using their debit/credit cards or online net banking account. The best way to the reminder in Gmail or Yahoo for premium payment reminder every year and you pay online within 5 minutes. The process is pretty simple and easy to understand. You will do debit and credit card payments through IDBI Gateway.

These are the advantages of paying LIC Premium online

  • You can pay premium within 5 minutes
  • Pay anywhere in the world
  • Keep proof of payment (Conformation send to your mail or mobile number)
  • You can pay easily even by credit card
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Steps to Pay LIC premium online using Credit/Debit card:

The credit or debit card payments can be started in below mentioned easy steps

  • After selecting the checkbox against the “IDBI Gateway” option then you will be redirected to next page where you find the different card types
  • Select the card type through you want to make payment and you will get the total payable amount with applicable service tax on it
  • Once you can select the card type and click on submit button
  • After submitting the card type then enter your card details to process the transaction like card number, date of expiry, CVV number, registered mobile number or email id, and your name on card
  • Enter the captcha code and click on Pay option
  • After successful payment receipt will be generated and sent to your registered email address with LIC

Premium collection through Authorized banks:

For LIC to collect premium payments these are the 2 banks to authorize Axis band and corporation bank. Things to remember when paying your LIC premium payment through these banks

  • You can easily pay premiums at any extension branches
  • You can pay the premium for active, non-SSS and non ULIP policies using this payment channel
  • You can submit the payment only through cash or cheque mode drawn on either of banks
  • You can make the payments 30 days in advance of the due date of the policy. There are the few term insurance policies that to make premiums payments 15 days in advance like 164-Anmol Jeevan-1, 177- Amulya Jeevan, 153- Anmol Jeevan, 190 Amulya Jeevan
  • Policyholders may pay the late payment charge that includes an interest rate of 8%
  • Premium payments are not acceptable for few ULIP and certain health protection policies like
  • 172-Future Plus
  • 173-Jeevan Plus
  • 180-Money Plus
  • 140- Bima Plus
  • 187-Fortune Plus
  • 191-Market Plus
  • 199 – Jeevan Saathi
  • 188-Profit Plus
  • 181-Market Plus
  • 193-Money Plus
  • 901-Health Plus
  • 902-Health protection plus

Users will get the receipt from banks after making the successful payment

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Pay LIC Premium Through Authorized Centers

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At present world, most of the things are going online process and still few people are not feeling comfortable with these online options. LIC also introduce the online premium payments for registered and non registered users at LIC official website. People happy to know LIC has several options to pay their premium payments through different private and government service companies. There are the 4 service providers who are working with LIC to ensure offline premium payment services for policyholders

  • AP online: AP government provides the official website and this collection only accepts premium payments for AP people only
  • Suvidha Infoserve: It is the social commerce entity which offers different bill payment services
  • MP Online: It accepts the only premium payments of Madhya Pradesh citizens
  • Easy Bill Limited: LIC offers the policyholders for convenient bill payment source, you can make the premium payments to traditional and reliable neighbourhood stores
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Important things to take care while paying the LIC premium payments:

  • Payments are acceptable for the active policies only and also these collection centers don’t accept payment for the LIC policies that un-set the SSS and ULIPs category
  • Policyholders may pay the premium payments in cash mode
  • Late fee at 8% will charge for every late premium payment
  • At the authorized collection centers, you will get the premium payment service for free
  • Users can’t make the payment for next financial year at collection centers
  • After successful payment, you will receive a signed receipt form collection center
  • You can look out these Authorized collection centers on official website of LIC

Note: Customers don’t have the pay any commission, extra fees, service tax fees to agents

Agent collection:

Keep in mind at the time of making premium payments through authorized agents. Retired employees of LIC and senior business associates as payment collection agents

  • The agents can easily collect the premium payments for UPLIs. The payment of health insurance policies are not covered under this and this payment mode is updated in real time
  • After the successful payment, you will receive the signed receipt from collection agent
  • Here you can pay the payments by cash or cheque mode
  • This payment doesn’t accept the premium payments for policies falling under SSS category
  • You can’t pay the advanced premium payments for next financial year

Applicant no need to pay the service fees to avail this payment facility

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Pay LIC Premium Online – Non Registered Users

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LIC make the premium online facility for policyholders who are non registered and registered users for LIC official website. Through this online facility, people make their payments safer and quicker. This online LIC premium payment process is different for the registered and non-registered users. This article provides the complete information about the LIC premium online process for non-registered users.

Through this online facility, people can make payments anywhere and anytime. Policyholders can pay their policy premiums with just a few clicks and enjoy uninterrupted life insurance coverage

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Pay LIC premium online for Non-register users:

  • Visit LIC official website licindia.in
  • And select the “online services” option and click on “Pay premium online”
  • Then you will redirect to LIC pay premium through e-services and click on “Pay Direct” option
  • Inside of the Pay direct option, you will see drop down menu which gives 3 options like Renewal premium, Loan interest payment, and loan payment
  • You must select the “Renewal premium” option from the drop-down menu then a page will be displayed like this
  • Then simple steps for premium payment page will open as mentioned below
  • Simply click on proceed button
  • Next enter your customer validation information like Policy number, date of birth, installment premium, mobile number, Email id, and captcha code
  • Once you entered all information then click on submit button
  • Next, you come to payment particulars page; here you have to verify details like your policy number. After successful verification click on “Checkout” option
  • Next page will display the box with multiple columns including your policy related information along with additional charges that will add over the payable premium amount
  • The premium amount includes service tax, late fee, education cess etc
  • The total premium amount will show in a box with column “Pay Prm”, you need to tick the box and click on submit button
  • Now your payment details also select the mode making the payment. You can also make the payment through net banking through Bill Desk Gateway, through credit/debit card
  • Now all major banks are supported by LIC’s online payment service so that customers can easily make online payments
  • Click bank checkbox which you hold an account and click on submit to confirm
  • You will lead to your chosen banks net banking login page
  • Enter your net banking User ID and password to login to your net banking account. You will be asked to verify the payment amount
  • After successful payment, you will receive an SMS or email ID to your registered number (keep it safe as proof of your payment)